Most high-performing companies have invested heavily in technology over the last decade — and Fannie Mae and Freddie Mac are good examples. They’ve both made huge investments in innovation while returning nearly $280 billion to taxpayers following the 2008 bailout. With the future of Fannie and Freddie still unclear, we must realize the value contained in these two enterprises and use them to make the rest of the federal government’s mortgage market activities safer, more efficient and more transparent.